Information

Legal Documentation

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Type File

Offering Circular
Deed

Type	File
Offering Circular
Deed

Investor Report

File

Investor Report 10/31/2018
Investor Report 09/30/2018
Investor Report 08/31/2018
Investor Report 07/31/2018
Investor Report 06/30/2018
Investor Report 05/31/2018
Investor Report 04/30/2018
Investor Report 03/31/2018
Investor Report 02/28/2018
Investor Report 01/31/2018
Investor Report 12/31/2017
Investor Report 11/30/2017
Investor Report 10/31/2017
Investor Report 09/30/2017
Investor Report 08/31/2017
Investor Report 07/31/2017

Communications

Type Issue Date File

Other significant information Early Liquidation of the Fund and Early Amort. of the Bonds 10/31/2018
Other significant information Ratings Series revised by Fitch 10/09/2018
Other significant information Ratings Bonds revised by Moody´s 07/02/2018
Other significant information Ratings Bonds revised by Moody´s 04/26/2018
Other significant information Ratings Series revised by Fitch 04/10/2018
Ratings updating Fitch Ratings 04/10/2018
Other significant information Ratings Series revised by Fitch 08/04/2017
Other significant information Ratings Series revised by Fitch 07/19/2017
Ratings updating Fitch Ratings 07/18/2017
Other significant information Ratings Bonds revised by Moody´s 02/27/2017
Ratings updating Moody's Investors Services 02/24/2017
Ratings updating Fitch Ratings 01/04/2017
Other significant information Ratings Series revised by Fitch 07/22/2016
Ratings updating Fitch Ratings 07/21/2016
Other significant information Bond Paying Agent Position transferred 07/15/2016
Other significant information Adjustment to Iberclear´s procedures 05/17/2016
Other significant information Communication of Interest Rate applicable to Series A 02/23/2016
Other significant information Ratings Series revised by Fitch 07/27/2015
Ratings updating Fitch Ratings 07/24/2015
Other significant information Ratings Bonds revised by Moody´s 07/13/2015
Ratings updating Moody's Investors Services 07/10/2015
Other significant information Ratings Bonds revised by Moody´s 03/24/2015
Ratings updating Moody's Investors Services 03/20/2015
Other significant information Ratings Bonds revised by Moody´s 01/26/2015
Ratings updating Moody's Investors Services 01/23/2015
Other significant information Ratings Bonds revised by Moody´s 09/17/2014
Ratings updating Moody's Investors Services 09/16/2014
Other significant information Ratings Series revised by Fitch 08/01/2014
Ratings updating Fitch Ratings 07/31/2014
Other significant information Ratings Series revised by Fitch 04/21/2014
Ratings updating Fitch Ratings 04/14/2014
Other significant information Ratings Bonds revised by Moody´s 03/19/2014
Ratings updating Moody's Investors Services 03/17/2014
Other significant information Ratings Series revised by Fitch 11/14/2013
Ratings updating Fitch Ratings 11/11/2013
Other significant information Ratings Series revised by Fitch 08/21/2013
Ratings updating Fitch Ratings 08/20/2013
Other significant information Ratings Series revised by Fitch 03/25/2013
Ratings updating Fitch Ratings 03/21/2013
Other significant information Ratings Bonds revised by Moody´s 03/20/2013
Ratings updating Moody's Investors Services 03/20/2013
Other significant information Ratings Bonds revised by Moody´s 11/28/2012
Ratings updating Moody's Investors Services 11/23/2012
Other significant information Ratings Series affirmed by Fitch 09/03/2012
Ratings updating Fitch Ratings 08/31/2012
Other significant information Actions taken for rating downgrade 07/30/2012
Other significant information Ratings Series revised by Fitch 07/17/2012
Ratings updating Fitch Ratings 07/16/2012
Other significant information Ratings Bonds revised by Moody´s 07/05/2012
Ratings updating Moody's Investors Services 07/02/2012
Other significant information Agreements affected after ratings downgrade by Fitch 06/15/2012
Other significant information Ratings Series revised by Fitch 06/12/2012
Ratings updating Fitch Ratings 06/08/2012
Other significant information Agreements affected for downgrade by Moody´s 05/24/2012
Other significant information Ratings Series revised by Fitch 03/06/2012
Ratings updating Fitch Ratings 03/06/2012
Other significant information Ratings Series revised by Fitch 02/02/2012
Ratings updating Fitch Ratings 02/01/2012
Other significant information Ratings Bonds revised by Moody´s 12/19/2011
Ratings updating Moody's Investors Services 12/16/2011
Other significant information B.Valencia`s Rating affirmed by Fitch 12/09/2011
Other significant information Banco de Valencia´s administrators substitution 11/22/2011
Tracking Fitch Ratings 11/11/2011
Other significant information Treasury Account transferred 09/15/2011
Tracking Fitch Ratings 07/28/2011
Other significant information Agreements affected for B.Popular downgrade by Fitch 07/07/2011
Ratings updating Fitch Ratings 06/02/2011
Other significant information Ratings Series revised by Fitch 06/02/2011
Other significant information Ratings Bonds revised by Moody´s 03/29/2011
Other significant information Agreements affected by B.Valencia´s downgrade by Moodys 03/28/2011
Ratings updating Moody's Investors Services 03/25/2011
Other significant information Agreements affected for B.Valencia´s downgrade by Fitch 02/16/2011
Other significant information Ratings Series revised by Fitch 02/15/2011
Ratings updating Fitch Ratings 02/15/2011
Tracking Fitch Ratings 02/04/2011
Other significant information B. Valencia´s actions for rating downgraded by Fitch 08/04/2010
Tracking Fitch Ratings 08/03/2010
Other significant information Agreements affected for B.Valencia´s downgrade by Fitch 06/02/2010
Other significant information Prospectus content update following amendment agreements 12/29/2009
Other significant information Bond Paying Agent position transferred and swap actions 08/10/2009
Other significant information Agreements affected by Bancaja´s donwgrade by Moody´s 06/17/2009
Other significant information Prospectus content update following amendment agreements 05/29/2009
Other significant information Ratings Series revised by Fitch 03/27/2009
Other significant information B. Valencia´s actions for rating downgraded by Moody´s 02/05/2009
Other significant information Treasury Account transferred 02/04/2009
Other significant information Bancaja`s actions for rating downgraded by Fitch 01/08/2009
Other significant information Bancaja`s actions for rating downgraded by Fitch 12/26/2008
Other significant information B. Valencia´s actions for rating downgraded by Moody´s 11/19/2008
Other significant information B.Valencia´s actions for Bancaja´s rating downgraded by Mood 10/17/2008
Other significant information B. Valencia´s actions for rating downgraded by Fitch 09/23/2008
Other significant information B. Valencia´s actions for rating downgraded by Fitch 09/05/2008
Other significant information Bancaja`s rating downgraded by Moody`s 08/14/2008
Other significant information Bancaja & B.Valencia`s rating downgraded by Fitch 08/08/2008
Ratings updating Fitch Ratings 11/02/2007
Pre-sales report Fitch Ratings 04/20/2004
Pre-sales report Moody's Investors Services 04/19/2004

Annual Accounts

Warning: large download PDFs.

Year File

2019 Report
2018 Report
2017 Report
2016 Report
2015 Report
2014 Report
2013 Report
2012 Report
2011 Report
2010 Report
2009 Report
2006 Report
2005 Report

Public Financial Statements

File

Quarterly Public Financial Statement - Q3 2018
Quarterly Public Financial Statement - Q2 2018
Quarterly Public Financial Statement - Q1 2018
Quarterly Public Financial Statement - Q4 2017

Constitution date	04.23.2004
Early Liquidation	11.26.2018
Securitised assets	Residential mortgage loans (PTCs)
Originator	Banco de Valencia
Bond Issue
Total issue amount	472,000,000 EUR
Issue date	04.28.2004
Rating agencies	Moody´s
	Fitch
Lead Manager	Bancaja
Underwriters	JP Morgan
	Bancaja
Bond Paying Agent	Société Générale
Series A
Issue amount	454,300,000 EUR
Interest Rate Index	3-M Euribor
Margin	+0.185%
Rating Fitch	AAAsf
Rating Moody´s	Aa1 (sf)
Series B
Issue amount	11,800,000 EUR
Interest Rate Index	3-M Euribor
Margin	+0.53%
Rating Fitch	AAAsf
Rating Moody´s	Aa1 (sf)
Series C
Issue amount	5,900,000 EUR
Interest Rate Index	3-M Euribor
Margin	+1.05%
Rating Fitch	Asf
Rating Moody´s	Aa3 (sf)
Treasury Account	Barclays
Financial Swap	Caixabank
Financial Structuring	EdT
Legal Adviser	Ramón y Cajal Abogados
Securitised Assets Auditor	Deloitte
Fund Auditor	KPMG Auditores

Fund Information

E u r o p e a d e T i t u l i z a c i ó n , S . A . , S . G . F . T .

	File
Investor Report 10/31/2018
Investor Report 09/30/2018
Investor Report 08/31/2018
Investor Report 07/31/2018
Investor Report 06/30/2018
Investor Report 05/31/2018
Investor Report 04/30/2018
Investor Report 03/31/2018
Investor Report 02/28/2018
Investor Report 01/31/2018
Investor Report 12/31/2017
Investor Report 11/30/2017
Investor Report 10/31/2017
Investor Report 09/30/2017
Investor Report 08/31/2017
Investor Report 07/31/2017

Type	Issue	Date
Other significant information	Early Liquidation of the Fund and Early Amort. of the Bonds	10/31/2018
Other significant information	Ratings Series revised by Fitch	10/09/2018
Other significant information	Ratings Bonds revised by Moody´s	07/02/2018
Other significant information	Ratings Bonds revised by Moody´s	04/26/2018
Other significant information	Ratings Series revised by Fitch	04/10/2018
Ratings updating	Fitch Ratings	04/10/2018
Other significant information	Ratings Series revised by Fitch	08/04/2017
Other significant information	Ratings Series revised by Fitch	07/19/2017
Ratings updating	Fitch Ratings	07/18/2017
Other significant information	Ratings Bonds revised by Moody´s	02/27/2017
Ratings updating	Moody's Investors Services	02/24/2017
Ratings updating	Fitch Ratings	01/04/2017
Other significant information	Ratings Series revised by Fitch	07/22/2016
Ratings updating	Fitch Ratings	07/21/2016
Other significant information	Bond Paying Agent Position transferred	07/15/2016
Other significant information	Adjustment to Iberclear´s procedures	05/17/2016
Other significant information	Communication of Interest Rate applicable to Series A	02/23/2016
Other significant information	Ratings Series revised by Fitch	07/27/2015
Ratings updating	Fitch Ratings	07/24/2015
Other significant information	Ratings Bonds revised by Moody´s	07/13/2015
Ratings updating	Moody's Investors Services	07/10/2015
Other significant information	Ratings Bonds revised by Moody´s	03/24/2015
Ratings updating	Moody's Investors Services	03/20/2015
Other significant information	Ratings Bonds revised by Moody´s	01/26/2015
Ratings updating	Moody's Investors Services	01/23/2015
Other significant information	Ratings Bonds revised by Moody´s	09/17/2014
Ratings updating	Moody's Investors Services	09/16/2014
Other significant information	Ratings Series revised by Fitch	08/01/2014
Ratings updating	Fitch Ratings	07/31/2014
Other significant information	Ratings Series revised by Fitch	04/21/2014
Ratings updating	Fitch Ratings	04/14/2014
Other significant information	Ratings Bonds revised by Moody´s	03/19/2014
Ratings updating	Moody's Investors Services	03/17/2014
Other significant information	Ratings Series revised by Fitch	11/14/2013
Ratings updating	Fitch Ratings	11/11/2013
Other significant information	Ratings Series revised by Fitch	08/21/2013
Ratings updating	Fitch Ratings	08/20/2013
Other significant information	Ratings Series revised by Fitch	03/25/2013
Ratings updating	Fitch Ratings	03/21/2013
Other significant information	Ratings Bonds revised by Moody´s	03/20/2013
Ratings updating	Moody's Investors Services	03/20/2013
Other significant information	Ratings Bonds revised by Moody´s	11/28/2012
Ratings updating	Moody's Investors Services	11/23/2012
Other significant information	Ratings Series affirmed by Fitch	09/03/2012
Ratings updating	Fitch Ratings	08/31/2012
Other significant information	Actions taken for rating downgrade	07/30/2012
Other significant information	Ratings Series revised by Fitch	07/17/2012
Ratings updating	Fitch Ratings	07/16/2012
Other significant information	Ratings Bonds revised by Moody´s	07/05/2012
Ratings updating	Moody's Investors Services	07/02/2012
Other significant information	Agreements affected after ratings downgrade by Fitch	06/15/2012
Other significant information	Ratings Series revised by Fitch	06/12/2012
Ratings updating	Fitch Ratings	06/08/2012
Other significant information	Agreements affected for downgrade by Moody´s	05/24/2012
Other significant information	Ratings Series revised by Fitch	03/06/2012
Ratings updating	Fitch Ratings	03/06/2012
Other significant information	Ratings Series revised by Fitch	02/02/2012
Ratings updating	Fitch Ratings	02/01/2012
Other significant information	Ratings Bonds revised by Moody´s	12/19/2011
Ratings updating	Moody's Investors Services	12/16/2011
Other significant information	B.Valencia`s Rating affirmed by Fitch	12/09/2011
Other significant information	Banco de Valencia´s administrators substitution	11/22/2011
Tracking	Fitch Ratings	11/11/2011
Other significant information	Treasury Account transferred	09/15/2011
Tracking	Fitch Ratings	07/28/2011
Other significant information	Agreements affected for B.Popular downgrade by Fitch	07/07/2011
Ratings updating	Fitch Ratings	06/02/2011
Other significant information	Ratings Series revised by Fitch	06/02/2011
Other significant information	Ratings Bonds revised by Moody´s	03/29/2011
Other significant information	Agreements affected by B.Valencia´s downgrade by Moodys	03/28/2011
Ratings updating	Moody's Investors Services	03/25/2011
Other significant information	Agreements affected for B.Valencia´s downgrade by Fitch	02/16/2011
Other significant information	Ratings Series revised by Fitch	02/15/2011
Ratings updating	Fitch Ratings	02/15/2011
Tracking	Fitch Ratings	02/04/2011
Other significant information	B. Valencia´s actions for rating downgraded by Fitch	08/04/2010
Tracking	Fitch Ratings	08/03/2010
Other significant information	Agreements affected for B.Valencia´s downgrade by Fitch	06/02/2010
Other significant information	Prospectus content update following amendment agreements	12/29/2009
Other significant information	Bond Paying Agent position transferred and swap actions	08/10/2009
Other significant information	Agreements affected by Bancaja´s donwgrade by Moody´s	06/17/2009
Other significant information	Prospectus content update following amendment agreements	05/29/2009
Other significant information	Ratings Series revised by Fitch	03/27/2009
Other significant information	B. Valencia´s actions for rating downgraded by Moody´s	02/05/2009
Other significant information	Treasury Account transferred	02/04/2009
Other significant information	Bancaja`s actions for rating downgraded by Fitch	01/08/2009
Other significant information	Bancaja`s actions for rating downgraded by Fitch	12/26/2008
Other significant information	B. Valencia´s actions for rating downgraded by Moody´s	11/19/2008
Other significant information	B.Valencia´s actions for Bancaja´s rating downgraded by Mood	10/17/2008
Other significant information	B. Valencia´s actions for rating downgraded by Fitch	09/23/2008
Other significant information	B. Valencia´s actions for rating downgraded by Fitch	09/05/2008
Other significant information	Bancaja`s rating downgraded by Moody`s	08/14/2008
Other significant information	Bancaja & B.Valencia`s rating downgraded by Fitch	08/08/2008
Ratings updating	Fitch Ratings	11/02/2007
Pre-sales report	Fitch Ratings	04/20/2004
Pre-sales report	Moody's Investors Services	04/19/2004

Year	File
2019 Report
2018 Report
2017 Report
2016 Report
2015 Report
2014 Report
2013 Report
2012 Report
2011 Report
2010 Report
2009 Report
2006 Report
2005 Report

	File
Quarterly Public Financial Statement - Q3 2018
Quarterly Public Financial Statement - Q2 2018
Quarterly Public Financial Statement - Q1 2018
Quarterly Public Financial Statement - Q4 2017